Transparency
Data Sources
Every figure on a recovery certificate traces back to a published source. This page lists each one — currency reference rates, dividend-event feeds, fund holdings, and the bilateral treaty texts that define recoverable withholding for each residence-and-source pair.
fx rates
FX rates
Currency reference rates used to express residence totals in the client's local currency. ECB and SNB cover majors; BoE fills gap currencies (TWD, LKR) that neither ECB nor SNB publishes.
European Central BankECB
- Last Updated
- 07 Sept 2026
- Reference
- www.ecb.europa.eu/stats/eurofxref
- Coverage
- AUDBGNBRLCADCHFCNYCYPCZKDKKEEKGBPHKDHRKHUFIDRILSINRISKJPYKRWLTLLVLMTLMXNMYRNOKNZDPHPPLNROLRONRUBSEKSGDSITSKKTHBTRLTRYUSDZAR
Swiss National BankSNB
- Last Updated
- 07 Sept 2026
- Reference
- www.snb.ch/public/en/rates
- Coverage
- ARSAUDBRLCADCNYCZKDKKEURGBPHKDHUFJPYKRWMXNMYRNOKNZDPLNRUBSEKSGDTHBTRYUSDXDRZAR
Bank of EnglandBOE
- Last Updated
- 04 Sept 2026
- Reference
- www.bankofengland.co.uk/boeapps/iadb
- Coverage
- SARTWD
holdings
Fund Holdings
Per-fund holdings used to attribute dividend events to the client's pro-rata share. Sourced from Morningstar Direct.
Morningstar Direct
- Last Updated
- 31 Dec 2025
- Reference
- www.morningstar.com/products/direct
- Coverage
- 533 funds
shares outstanding
Shares Outstanding
Fund-level shares-outstanding history. Combined with client transaction history to derive holdings on each dividend ex-date.
Morningstar Direct
- Last Updated
- 04 Feb 2026
- Reference
- www.morningstar.com/products/direct
- Coverage
- 648 funds
dividends
Dividend Events
Dividend ex-date / pay-date / amount per security. Uploaded from Bloomberg-exported xlsx files via the admin Equities tab.
Bloomberg (xlsx upload)
- Last Updated
- 05 Feb 2026
- Coverage
- 9458 securities
tax rates dtt
Withholding Tax & Treaty References640 pairs
Per-(residence, source) double-taxation treaty and statutory withholding rates that drive recovery calculations. Each row carries the citation URL (typically ESTV, the bilateral treaty PDF, or the residence-country tax authority).